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Financial Requirements & work rights

NORDIC & SCHENGEN STATES

Financial requirements and work rights for international students in Finland, Sweden, Belgium, Norway, and Denmark for the 2025/2026 academic year:

Finland Study Permit Financial Requirements (2025)

For studies lasting 1 year or longer:
Minimum funds required: €9,600
(Must be shown in bank account at time of application)
For studies less than 1 year:
Minimum funds required: €800/month
(Must be available for each month of stay)
Work Rights:
30 hours/week (October–May).
Full-time (June–September).

Sweden Study Permit Financial Requirements (2025)

Monthly Maintenance Requirement:
SEK 10,584/month (2025 applicants)
SEK 10,314/month (2024 applicants)

Accepted Proof of Funds:

Personal bank savings
Scholarships or grants
Loans from home country
Sponsor support
Income from employment

Reductions for Free Benefits:
Free housing: Deduct SEK 4,704/month (2025)
Free meals: Deduct SEK 2,940/month (2025)
Additional for Family Members:
Spouse/partner: + SEK 4,410/month
Per child: + SEK 2,646/month
Source: Swedish Migration Agency

Belgium Study Permit Financial & Work Rules (2025)

1. Minimum Living Funds Requirement:
€835 net/month
(Set by Royal Decree, adjusted annually for 2025-2026)
2. Student Work & Tax Benefits:
Tax-free earning limit: €7,290/year
(Income earned in 2024, declared in 2025)
Does not affect parents’ tax benefits for dependent children.
Work quota: 650 hours/year
Allows extended work hours while maintaining reduced social security contributions.

Norway Study Permit Financial Requirements (2025/2026)

Minimum Annual Funds: NOK 122,371 (≈ $11,800 USD)
Accepted Proof of Funds:

Student loans or grants
Personal savings
Income from a secured part-time job in Norway
Combination of the above

Source: UDI (Norwegian Directorate of Immigration)
Note: This amount ensures you can cover living expenses while studying.

Denmark Study Permit Financial Requirements (2025)

Minimum Annual Funds: DKK 85,032 (≈ $12,500 USD)
Required Documentation:
Proof of funds for 12 months (if studying >1 year).
Can include savings, scholarships, or guaranteed financial support.
Source: New to Denmark

Keynotes:
Norway requires NOK 122,371/year and allows part-time job income as proof.
Sweden has a monthly requirement (SEK 10,584) with deductions for free housing/meals.
Denmark expects DKK 85,032/year for long-term students.
All countries accept multiple funding sources (loans, savings, sponsors).

EHE Consultants Oy - GUIDELINES

Comprehensive comparison of financial requirements & work rights for international students

Finland Study Permit (2025)

Financial Requirements:
1+ year programs: €9,600 upfront
<1-year programs: €800/month
Funds can be from savings, loans, or scholarships.
Work Rights:
Part-time: 30 hours/week
Full-time: During holidays (June–August & December–January)

Sweden Study Permit (2025)

Financial Requirements:
SEK 10,584/month (≈ €900)
Reductions:
Free housing: −SEK 4,704/month
Free meals: −SEK 2,940/month
Family additions:
Spouse: +SEK 4,410/month
Child: +SEK 2,646/month
Work Rights:
Unlimited hours (no restrictions during studies).

Belgium Study Permit (2025/2026)

Financial Requirements:
€835 net/month (indexed annually).
Work Rules:
650 hours/year (≈ 12–15 hours/week).
Tax-free earnings: €7,290/year (does not affect parental tax benefits).

Norway Study Permit (2025/2026)

Financial Requirements:
NOK 122,371/year (≈ €10,200).
Accepts income from secured part-time jobs in Norway.
Work Rights:
20 hours/week during studies.
Full-time during holidays (June–August, December–January).

Denmark Study Permit (2025)

Financial Requirements:
DKK 85,032/year (≈ €11,400).
Work Rights:
20 hours/week (October–May).
Full-time (June–September).

Comparision of Annual Funds

Country	Annual Funds Required	Work Hours Allowed	Unique Perks
Finland	€9,600	30 hrs/week	Free Finnish/Swedish language courses
Sweden	SEK 127,008 (≈ €10,800)	Unlimited	No work permit needed
Belgium	€10,020	650 hrs/year	Tax benefits for students
Norway	NOK 122,371 (≈ €10,200)	20 hrs/week	Free tuition at public universities
Denmark	DKK 85,032 (≈ €11,400)	20–37 hrs/week	Post-study work visa (3 years)

Key Notes:

All amounts are minimum requirements (living costs may vary by city).
Sweden offers the most flexible work policy.
Norway and Belgium allow counting job income toward financial proof.

For official updates, refer to:

Finland: Migri.fi
Sweden: Migrationsverket.se
Belgium: Dofi.ibz.be
Norway: UDI.no
Denmark: Nyidanmark.dk

Finland Study Visa & Immigration Requirements (2025)

General Requirements for Student Visa (Non-EU/EEA Students)

Admission Letter – From a recognized Finnish UAS or University.
Proof of Sufficient Funds – €9,600/year (€800/month) for living expenses (2025 requirement).
Health Insurance – Valid for the entire stay (minimum coverage €30,000).
Passport – Valid for at least 6 months beyond stay.
Visa Application (D-Type) – Submit online via Enter Finland and visit a Finnish embassy.
Tuition Fee Payment (if applicable) – For non-EU students in fee-paying programs.
IELTS (6.5) / TOEFL (80) / PTE (62) – English proficiency proof (varies per institution).

Post-Study Work Visa (2025 Updates)

2-year residence permit extension for job search after graduation.
Permanent residency possible after 4 years of continuous stay.

List of Finnish Universities & UAS (2025)

Universities (Academic Degrees – BS/MS/PhD)

University	Website	Tuition Fees (2025) (Non-EU)
University of Helsinki	www.helsinki.fi	€13,000 – €18,000/year
Aalto University	www.aalto.fi	€12,000 – €15,000/year
University of Turku	www.utu.fi	€8,000 – €12,000/year
University of Oulu	www.oulu.fi	€10,000 – €13,000/year
LUT University	www.lut.fi	€9,500 – €13,500/year
University of Jyväskylä	www.jyu.fi	€8,000 – €12,000/year
Tampere University	www.tuni.fi	€10,000 – €12,000/year
University of Eastern Finland (UEF)	www.uef.fi	€8,000 – €12,500/year
University of Vaasa	www.univaasa.fi	€10,000 – €12,000/year
Åbo Akademi University	www.abo.fi	€8,000 – €12,000/year
Hanken School of Economics	www.hanken.fi	€12,500 – €15,000/year

2. Universities of Applied Sciences (UAS) – Professional Degrees

UAS Name	Website	Tuition Fees (2025) (Non-EU)
Metropolia UAS	www.metropolia.fi	€10,000 – €12,000/year
Haaga-Helia UAS	www.haaga-helia.fi	€9,500 – €11,000/year
Turku UAS	www.turkuamk.fi	€9,000 – €11,000/year
Laurea UAS	www.laurea.fi	€9,500 – €10,500/year
Oulu UAS	www.oamk.fi	€8,000 – €10,000/year
Tampere UAS	www.tuni.fi	€9,000 – €11,000/year
JAMK UAS	www.jamk.fi	€8,000 – €10,000/year
Novia UAS (Vaasa)	www.novia.fi	€8,500 – €10,500/year
Seinäjoki UAS	www.seamk.fi	€9,000 – €11,000/year
Savonia UAS	www.savonia.fi	€8,000 – €10,000/year

Keynotes (2025 Finland Study Visa & Fees)

Universities (Academic Degrees – BS/MS/PhD)

University	Website	Tuition Fees (2025) (Non-EU)
University of Helsinki	www.helsinki.fi	€13,000 – €18,000/year
Aalto University	www.aalto.fi	€12,000 – €15,000/year
University of Turku	www.utu.fi	€8,000 – €12,000/year
University of Oulu	www.oulu.fi	€10,000 – €13,000/year
LUT University	www.lut.fi	€9,500 – €13,500/year
University of Jyväskylä	www.jyu.fi	€8,000 – €12,000/year
Tampere University	www.tuni.fi	€10,000 – €12,000/year
University of Eastern Finland (UEF)	www.uef.fi	€8,000 – €12,500/year
University of Vaasa	www.univaasa.fi	€10,000 – €12,000/year
Åbo Akademi University	www.abo.fi	€8,000 – €12,000/year
Hanken School of Economics	www.hanken.fi	€12,500 – €15,000/year

2. Universities of Applied Sciences (UAS) – Professional Degrees

UAS Name	Website	Tuition Fees (2025) (Non-EU)
Metropolia UAS	www.metropolia.fi	€10,000 – €12,000/year
Haaga-Helia UAS	www.haaga-helia.fi	€9,500 – €11,000/year
Turku UAS	www.turkuamk.fi	€9,000 – €11,000/year
Laurea UAS	www.laurea.fi	€9,500 – €10,500/year
Oulu UAS	www.oamk.fi	€8,000 – €10,000/year
Tampere UAS	www.tuni.fi	€9,000 – €11,000/year
JAMK UAS	www.jamk.fi	€8,000 – €10,000/year
Novia UAS (Vaasa)	www.novia.fi	€8,500 – €10,500/year
Seinäjoki UAS	www.seamk.fi	€9,000 – €11,000/year
Savonia UAS	www.savonia.fi	€8,000 – €10,000/year

Keynotes (2025 Finland Study Visa & Fees)

Visa Financial Requirement: €9,600/year (€800/month) for living expenses.
Work Rights: Part-time 30 hrs/week during studies, full-time during breaks.
Post-Study Visa:2-year job search permit after graduation.
Tuition Fees:€8,000 – €18,000/year (varies by university).
Scholarships:Available (e.g., Finnish Government Scholarships, university-specific waivers).

COMPREHENSIVE LIST

Finnish Universities of Applied Sciences (UAS)

Comprehensive updated list of all Finnish Universities of Applied Sciences (UAS), including the University of Lapland (UAS programs) and other notable UAS institutions, along with their 2025 fee structures and website links:

UAS Name	Website	Tuition Fees (Non-EU, 2025)	Location
Metropolia UAS	www.metropolia.fi	€10,000 – €12,000/year	Helsinki
Haaga-Helia UAS	www.haaga-helia.fi	€9,500 – €11,000/year	Helsinki
Turku UAS	www.turkuamk.fi	€9,000 – €11,000/year	Turku
Laurea UAS	www.laurea.fi	€9,500 – €10,500/year	Espoo/Vantaa
Oulu UAS	www.oamk.fi	€8,000 – €10,000/year	Oulu
Tampere UAS	www.tuni.fi	€9,000 – €11,000/year	Tampere
JAMK UAS	www.jamk.fi	€8,000 – €10,000/year	Jyväskylä
Novia UAS	www.novia.fi	€8,500 – €10,500/year	Vaasa
Seinäjoki UAS	www.seamk.fi	€9,000 – €11,000/year	Seinäjoki
Savonia UAS	www.savonia.fi	€8,000 – €10,000/year	Kuopio
Karelia UAS	www.karelia.fi	€8,000 – €9,500/year	Joensuu
LAB UAS	www.lab.fi	€9,000 – €10,500/year	Lahti
Centria UAS	www.centria.fi	€8,000 – €9,500/year	Kokkola
Satakunta UAS	www.samk.fi	€8,500 – €10,000/year	Pori
South-Eastern Finland UAS (XAMK)	www.xamk.fi	€9,000 – €10,000/year	Mikkeli
Lapland UAS	www.lapinamk.fi	€8,000 – €9,500/year	Rovaniemi
Humak UAS	www.humak.fi	€8,500 – €10,000/year	Helsinki
Diakonia UAS	www.diak.fi	€8,000 – €9,500/year	Helsinki

Key Notes on UAS Programs (2025)

🔹 Focus on Practical Learning: UAS degrees emphasize workplace skills and internships.
🔹 Bachelor’s (3.5-4 years) & Master’s (1-1.5 years): Most programs include mandatory internships.
🔹 Scholarships: Many UAS offer tuition waivers (30-50%) based on academic performance.

EHE CONSULTANTS OY - GUIDELINES

Finnish Educational System (Academic Degrees) – 2025

Why Study in Finland?

World-Class Education: Ranked #1 in happiness & top 10 in education (UN 2025)
Free for EU Students: Tuition-free at public universities for EU/EEA citizens
Post-Study Work: 2-year job search visa after graduation
Safe & Innovative: Birthplace of Nokia, Linux, and Angry Birds

Finland Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	Research-focused, theoretical
Master’s	2 years	Specialized programs (90% in English)
PhD	4 years	Fully funded with salaries

Universities of Applied Sciences (UAS)

Degree	Duration	Key Features
Bachelor’s	3.5-4 yrs	Practical training + internships
Master’s	1-1.5 yrs	For working professionals

2025 Tuition Fees – Public Universities (Non-EU Students)

University	Bachelor’s (€/yr)	Master’s (€/yr)
University of Helsinki	13,000-15,000	15,000-18,000
Aalto University	12,000-14,000	15,000-17,000
University of Turku	8,000-10,000	10,000-12,000

4. UAS Institutions (Non-EU)

UAS Name	Bachelor’s (€/yr)	Master’s (€/yr)
Metropolia	10,000-11,000	11,000-12,000
Haaga-Helia	9,500-10,500	10,500-11,500

Student Visa Requirements (2025)

📌 Checklist:

Admission letter from Finnish institution
Proof of funds: €9,600/year (€800/month)
Health insurance (min. €30,000 coverage)
Passport valid 6+ months beyond stay

⏳ Processing Time: 1-3 months

Scholarships & Financial Aid

💰 Government Scholarships: Up to 50% tuition waiver + €5,000 living stipend
🏆 University-Specific:

Aalto Science Institute Scholarship (Full tuition + €8,000/yr)
Helsinki Global Talent Award (100% tuition waiver)

Work While Studying

🕒 Part-Time: 30 hours/week during semesters
☀️ Full-Time: Unlimited hours during holidays
💼 Average Wage: €12-15/hour (2025 data)

Post-Study Opportunities

🛠️ 2-Year Job Search Visa
📈 Permanent Residency Pathway: 4 years continuous stay
🔥 Top Hiring Sectors: IT, Healthcare, Engineering

UNIVERSITIES & UAS

Scholarships (Tuition Fee Waivers & Grants) in Finland – 2025 Onwards

Finland offers a variety of scholarships, tuition fee waivers, and grants for international students, particularly at universities (academic) and Universities of Applied Sciences (UAS). These financial aids help reduce the cost of education, making Finland an attractive study destination. Below is a detailed, updated 2025 breakdown of available scholarships, eligibility criteria, and application processes.

University Scholarships (Academic Degrees)

University Scholarships (Academic Degrees)

Finland’s 13 universities (e.g., University of Helsinki, Aalto University, LUT University) provide merit-based tuition waivers, ranging from 25% to 100%, along with living cost grants in some cases.

A. Automatic Tuition Fee Waivers (25% – 100%)

Eligibility: Based on academic excellence (GPA, entrance exam scores).
Coverage:
- 25-50% waiver: Common for students with good academic records.
- 75-100% waiver: Highly competitive, awarded to top applicants.
Examples:
- University of Helsinki: “Helsinki Scholarship” (50-100% waiver).
- Aalto University: “Aalto Science Institute Award” (100% tuition + €8,000/year stipend).
- University of Turku: “UTU Scholarships” (30-50% waiver).

B. Country-Specific Scholarships

Finnish Government Scholarships: For students from developing countries (covers 50-75% tuition + living costs).
Erasmus Mundus: Joint EU scholarships for Master’s students (full tuition + monthly allowance).

C. Early Bird Discounts

Some universities (e.g., LUT, University of Oulu) offer 10-15% discount for early fee payment.

UAS (Universities of Applied Sciences) Scholarships

Finland’s 22 UAS institutions (e.g., Metropolia, Haaga-Helia, Turku UAS) offer partial to full tuition waivers, typically 25-75%, based on performance.

A. First-Year Scholarships (25-50%)

Awarded automatically upon admission if academic criteria are met.
Example:
- Metropolia UAS: “Academic Excellence Scholarship” (50% waiver for first year).
- Haaga-Helia: “Talent Scholarship” (25-50% waiver).

B. Performance-Based Waivers (Renewable 50-75%)

Conditions: Maintain 55-60 ECTS/year (varies by UAS).
Examples:
- Turku UAS: “Progress Scholarship” (50% waiver for Year 2 if GPA ≥ 3.5).
- Lapland UAS: “Arctic Scholarship” (75% waiver for top 10% students).

C. Need-Based Grants

Some UAS (e.g., Seinäjoki, Karelia) offer €1,000-€3,000/year for students facing financial hardship.

How to Apply for Scholarships?

1. How to Apply for UAS Scholarships?

Check University/UAS Website: Each institution has its own deadlines and criteria.
Submit Separate Application: Some waivers require essays/interviews.
Maintain Grades: Most scholarships require minimum GPA (3.0/5.0) for renewal.

2. External Scholarships for Finland (2025)

CIMO Scholarships: For PhD & researchers (monthly allowance).
Edufi Fellowships: For Master’s students from non-EU countries.

Key Information:

Universities: Offer 25-100% waivers(merit-based).
UAS: Provide 25-75% waivers(performance-based).
Government/EU Grants: Available for eligible candidates.
Early Bird Discounts: Save 10-15%at select institutions.

EHE Consultants Oy Guidelines

Sweden Study & Immigration Requirements (2025): (Universities, Fees, Visas & Post-Study Opportunities)

Why Study in Sweden?

World-Class Education: 8 universities in QS Top 300 (2025)
Innovation Hub: Home to Spotify, Volvo, and Nobel Prize
Work-Friendly Policies: 20 hrs/week part-time work during studies
Post-Study Work Visa: 12-24 months (depending on degree level)
PR Pathway: Eligible after 4 years of continuous residency

Swedish Higher Education System

1. Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	300+ English-taught programs
Master’s	1-2 years	Focus on research & innovation
PhD	4 years	Fully funded with salary (~€2,500/month)

2. University Colleges (Profession-Oriented)

Degree	Duration	Key Features
Bachelor’s	3-3.5 yrs	Industry collaborations
Master’s	1-1.5 yrs	Applied research projects

Top Universities & Fees (2025)– Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Lund University	€10,000-€13,000	€12,000-€15,000	www.lu.se
Uppsala University	€10,500-€14,000	€11,000-€16,000	www.uu.se
KTH Royal Institute	€12,000-€15,000	€15,000-€18,000	www.kth.se
Chalmers University	€11,000-€14,000	€14,000-€17,000	www.chalmers.se

University Colleges

Institution	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Linnaeus University	€8,000-€10,000	€9,000-€12,000	lnu.se
Malmö University	€9,000-€11,000	€10,000-€13,000	mau.se

(EU/EEA students’ study for FREE at public universities)

Universities Admission Requirements– English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.5 (no band <5.5)	6.5-7.0
TOEFL iBT	90	90-100
PTE	62	62-68

📌 *Some programs may accept Duolingo (120+ for Bachelor’s, 130+ for Master’s)*

Student Visa (Residence Permit)– Migrationsverket Requirements (2025)

Admission Letter: From a Swedish university.
Financial Proof: €10,314/year (€859/month) in blocked account or scholarship.
Health Insurance: Valid for entire stay (EU students use EHIC).
Passport: Valid for study duration + 6 months.
Application Fee: €150 (non-refundable).

⏳ Processing Time: 1-3 months

Work Rights for Students– During Studies

⏱ Part-time: 20 hours/week (unlimited during holidays).
💰 Average Wage: €12-15/hour (2025 data).

After Graduation (Post-Study Work Visa)

Degree Level	PSW Duration	PR Eligibility
Bachelor’s	12 months	4 years total stay
Master’s/PhD	24 months	4 years total stay

📌 Job Search Visa: Must apply within 6 months of graduation.

Permanent Residence (PR) Pathway

4 years of continuous residency (study period counts at 50%).
Employment: Must show stable income (€1,500+/month post-tax).
Swedish Language: Basic proficiency (A2 level) required.

Scholarships (2025)– Government-Funded

Scholarship	Coverage	Eligibility
Swedish Institute	Full tuition + €10,000/yr	Non-EU master’s students
Visby Program	50-75% tuition waiver	Eastern Europe/Central Asia

University-Specific

KTH Scholarship: 30-100% tuition waiver.
Uppsala IPK: €5,000-€10,000 stipend.

Post-Study Opportunities– Top Sectors Hiring International Graduates

IT & Tech (Stockholm/Gothenburg hubs)
Engineering (Volvo, Scania, Ericsson)
Healthcare (Aging population demand)
Sustainability (Green energy initiatives)

Key Notes:

✔ Affordable Fees: €8,000-€18,000/year (vs. €20,000+ in US/UK).
✔ Work Flexibility: 20 hrs/week during studies.
✔ PR Fast-Track: 4-year pathway including study time.
✔ Scholarships: 500+ options for non-EU students.

(All data updated for 2025 admissions. Policies subject to change by Swedish Migration Agency.)

Sweden Student Visa & Residence Permit Guide (2025)

Updated with Latest Migrationverket Rules

Types of Permits for Students
Study Permit (Residence Permit for Studies)

For: Non-EU/EEA students enrolling in programs longer than 3 months.
Duration: Covers entire study period + 6 months extension for thesis completion.

Visitor Visa (Short-Term Studies)

For: Courses under 3 months (e.g., summer schools).
No work allowed.

Key Requirements by Migrationverket (2025)
Admission Letter

From a Swedish university approved by the Swedish Higher Education Authority (UKÄ).

Financial Proof

Study Level	Required Funds (2025)	Proof Accepted
Bachelor’s/Master’s	SEK 10,314/month (€859)	Bank statements, scholarship letters, sponsor guarantee
PhD	Exempt (salaried position)	Employment contract

📌 Total for 1 year: SEK 123,768 (€10,314).

Health Insurance

Non-EU: Must have comprehensive insurance (e.g., Kammarkollegiet’s student plan).
EU/EEA: Valid EHIC card.

Passport Validity

Must exceed study period by 6 months.

Application Fee

SEK 1,500 (€125) for adults.

Application Process

Step-by-Step

Apply Online: Through Migrationverket’s portal.
Book Appointment: At nearest Swedish embassy for biometrics.
Submit Documents:
- Admission letter
- Financial proof
- Insurance documents
- Passport copy
Wait for Decision: 1-3 months (varies by country).

Work Rights for Students

During Studies

Permit Type	Work Hours	Notes
Study Permit	Unlimited (if work doesn’t interfere with studies)	Must inform Migrationverket
Visitor Visa	Not allowed	–

After Graduation (Post-Study Work Permit)

Degree Level	Permit Duration	PR Pathway
Bachelor’s	12 months	Counts toward 4-year PR requirement
Master’s/PhD	24 months	Half of study time counts toward PR

📌 Must apply within 6 months of graduation.

Permanent Residence (PR) Requirements

4 years of continuous residency (study period counts at 50%).
Stable income: Minimum SEK 13,000/month (post-tax).
Basic Swedish: A2 level (SFI course completion accepted).

Key Changes in 2025

Increased funds requirement: From SEK 9,450 to SEK 10,314/month.
Faster processing: Pilot program for 30-day decisions in select countries.
Digital nomad option: PhD students can freelance without additional permit.

Checklist for Visa Application

Admission confirmation from Swedish university
Proof of funds (SEK 10,314/month)
Health insurance (non-EU)
Passport valid 6+ months beyond studies
Paid application fee (SEK 1,500)

Common Rejection Reasons & Solutions

Issue	Solution
Insufficient funds	Show 6-month bank statements or scholarship letter
Gap in insurance	Purchase Kammarkollegiet’s plan (€40/month)
Passport expiry	Renew passport before applying

Migrationverket Contact🌐 Portal: www.migrationsverket.se

EHE CONSULTANTS OY - GUIDELINES

Denmark Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Denmark?

World-Class Education: 5 universities in QS Top 300 (2025)
Innovation Hub: Home to LEGO, Maersk, and renewable energy leaders
Work-Friendly Policies: 20 hrs/week part-time work during studies
Post-Study Work Visa: 3 yearsfor non-EU graduates
Tuition Fee Waivers: Up to 100% scholarshipsat top universities

Denmark Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	200+ English-taught programs
Master’s	2 years	Focus on research & innovation

2. University Colleges (Profession-Oriented)

Degree	Duration	Key Features
Professional Bachelor’s	3-4.5 yrs	Includes internships
Academy Profession (AP)	2-2.5 yrs	Direct entry to workforce

Top Institutions & Fees (2025) – Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Copenhagen	€10,000-€15,000	€12,000-€17,000	ku.dk
Aarhus University	€8,000-€12,000	€10,000-€15,000	au.dk
DTU (Technical Univ.)	€13,000-€16,000	€15,000-€18,000	dtu.dk
Copenhagen Business School	€12,000-€14,000	€14,000-€16,000	cbs.dk

University Colleges

Institution	Bachelor’s (€/yr)	Website
VIA University	€6,000-€10,000	via.dk
UCL University College	€7,000-€9,000	ucl.dk

(EU/EEA students’ study for FREE at public institutions)

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.5	6.5-7.0
TOEFL iBT	88	90-100
PTE	58	62-68
Duolingo	110	120

📌 Some programs may require higher scores (e.g., Medicine, Law)

Student Visa (Residence Permit)– Danish Immigration Requirements (2025)

Admission Letter: From a Danish institution.
Financial Proof: DKK 6,397/month (€860) for living costs.
Health Insurance: Valid in Denmark (EU students use EHIC).
Passport: Valid for entire stay + 3 months.
Application Fee: DKK 1,890 (€255).

⏳ Processing Time: 1-2 months

Work Rights for Students

During Studies

⏱ Part-time: 20 hours/week (unlimited during June-July-August).
💰 Average Wage: DKK 120-150/hour (€16-20).

After Graduation (Establishment Card)

Degree Level	Work Permit Duration	PR Pathway
Bachelor’s	2 years	8 years total stay
Master’s/PhD	3 years	8 years total stay

📌 Must apply within 6 months of graduation.

Scholarships & Tuition Waivers – Government-Funded

Scholarship	Coverage	Eligibility
Danish Govt Scholarships	50-100% tuition waiver	Non-EU Master’s students
Nordplus	€5,000 stipend	Nordic/Baltic students

University-Specific

University	Scholarship	Coverage
University of Copenhagen	KU Scholarship	Full tuition + stipend
DTU	DTU Waiver	30-50% fee reduction
Aarhus University	AU Talent	25-75% waiver

Key Notes:

✔ Affordable Fees: €6,000-€18,000/year (lower than US/UK).
✔ Work Flexibility: 20 hrs/week + full-time summers.
✔ PR Pathway: 8 years including study time.
✔ Scholarships: 100+ options for non-EU students.

Contact Portal 🌐 Website: nyidanmark.dk

(All data updated for 2025 admissions. Verify with nyidanmark.dk).

EHE CONSULTANTS OY - GUIDELINES

Norway Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Norway?

Tuition-Free Education: Public universities charge no tuition fees (only semester fee €60-100)
World-Class Institutions: 4 universities in QS Top 500 (2025)
High Quality of Life: Ranked #3 in UN Happiness Report 2025
Work Opportunities: 20 hours/week during studies, full-time during holidays
Post-Study Options: 1-year job seeker visa

Norwegian Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	Research-focused programs
Master’s	2 years	200+ English-taught options

2. University Colleges (Høgskoler)

Degree	Duration	Key Features
Professional Degrees	3-4 years	Practical vocational training
Bachelor’s	3 years	Industry-oriented programs

Top Institutions & Fees (2025)

Public Universities (Tuition-Free)

University	Semester Fee (€)	Website
University of Oslo	80	uio.no
NTNU	70	ntnu.edu
University of Bergen	60	uib.no

Private Institutions

University	Bachelor’s (€/year)	Master’s (€/year)	Website
BI Norwegian Business School	12,000	15,000	bi.edu
University of Stavanger	8,000	10,000	uis.no

University Colleges

Institution	Programs Offered	Website
OsloMet	Nursing, Engineering	oslomet.no
VID Specialized University	Health Sciences	vid.no

Admission Requirements– English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.0	6.5
TOEFL iBT	80	90
PTE	58	62
Duolingo	105	115

📌 Norwegian language proficiency required for some undergraduate programs

Student Visa Requirements – Norwegian Immigration Rules (2025)

Admission Letter: From recognized Norwegian institution
Financial Proof: €13,000/year (€1,083/month)
Health Insurance: Valid in Norway
Visa Fee: €650 (non-refundable)
Processing Time: 4-6 weeks

Work Rights for Students

During Studies

⏱ 20 hours/week during term
☀️ Full-time during holidays
💰 Minimum Wage: €18/hour (2025)

After Graduation

1-year job seeker visa
Skilled Worker Visa: For permanent employment

Scholarships & Financial Aid – Government-Funded

Scholarship	Coverage	Eligibility
Quota Scheme	Full living costs	Developing countries
NORPART	Exchange semester funding	All students

University-Specific

University	Scholarship	Coverage
University of Oslo	UiO Scholarships	€10,000/year
NTNU	NTNU Scholarships	Full living costs

Key Notes:

✔ Free Tuition: At all public universities
✔ Generous Work Rights: 20 hours/week during studies
✔ High Salaries: Among Europe’s highest minimum wages
✔ Stunning Nature: Fjords, northern lights, and midnight sun

Need Help Applying?

📞 Norwegian Embassy Contact: Check udi.no
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(All information updated for 2025. Verify with studyinnorway.no.)

EHE CONSULTANTS OY - GUIDENLINES

German Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students

Why Study in Germany?

World-Class Education: 49 universities in QS Top 500 (2025)
Tuition-Free Public Universities: Most charge only €150-350/semester admin fee
Work-Friendly Policies: 120 full days/240 half days per year
Post-Study Work Visa: 18-month job seeker visa
Strong Economy: Home to BMW, Siemens, and Bosch

German Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3-4 years	Research-focused
Master’s	1-2 years	Specialized programs

Universities of Applied Sciences (Fachhochschulen)

Degree	Duration	Key Features
Bachelor’s	3-4 years	Practical training + internships
Master’s	1-2 years	Industry-oriented

Top Institutions & Fees (2025)

Public Universities (Non-EU Fees)

University	Bachelor’s (€/semester)	Master’s (€/semester)	Website
Technical University of Munich	€147	€147	tum.de
Ludwig Maximilian University	€147	€147	uni-muenchen.de
Heidelberg University	€171	€171	uni-heidelberg.de

Private Universities

University	Bachelor’s (€/year)	Master’s (€/year)	Website
SRH Berlin	€10,800	€12,600	srh-berlin.de
Jacobs University	€20,000	€20,000	jacobs-university.de

Universities of Applied Sciences

Institution	Bachelor’s (€/semester)	Website
Munich University of Applied Sciences	€147	hm.edu
Berlin University of Applied Sciences	€307	htw-berlin.de

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.0-6.5	6.5-7.0
TOEFL iBT	80-90	90-100
PTE	56-59	59-65
Duolingo	95-100	105-115

📌 German-taught programs require TestDaF/DSH certificates

Student Visa Requirements – German Immigration Rules (2025)

Admission Letter: From recognized German institution
Financial Proof: €11,208/year (€934/month) in blocked account
Health Insurance: ~€120/month (Mawista, TK, etc.)
Visa Fee: €75 (varies by country)
Processing Time: 4-12 weeks

Work Rights for Students

During Studies

⏱ 120 full days or 240 half days/year
💰 Minimum Wage: €12.41/hour (2025)

After Graduation

18-month job seeker visa
EU Blue Card: For jobs earning ≥€45,300/year

Scholarships & Financial Aid

Government-Funded

Scholarship	Coverage	Eligibility
DAAD	€850-1,200/month	All degree levels
Deutschlandstipendium	€300/month	Merit-based

University-Specific

University	Scholarship	Coverage
TU Munich	TUM Scholarship	€500-1,500/month
Heidelberg University	Excellence Initiative	Full tuition waiver

Key Notes:

✔ Low Tuition: Most public universities charge only semester fees
✔ Generous Work Rights: 120 full workdays/year
✔ Post-Study Opportunities: 18-month job seeker visa
✔ Scholarships: 100+ options for international students

Need Help Applying?

📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

📞 German Embassy Contact: Check auswaertiges-amt.de

(All information updated for 2025. Verify with daad.de.)

OUR SERVICES

Belgium Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Belgium?

World-Class Education: 7 universities in QS Top 300 (2025)
Multicultural Hub: Heart of EU institutions in Brussels
Affordable Tuition: €835-€4,175/year for non-EU students
Work While Studying: Up to 20 hours/week during term
Post-Study Work: 12-month job seeker visa

Belgian Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	Research-focused programs
Master’s	1-2 years	Specialized English-taught options

University Colleges (Hogescholen)

Degree	Duration	Key Features
Professional Bachelor’s	3 years	Practical training + internships
Master’s	1 year	Industry-oriented programs

Top Institutions & Fees (2025)– Public Universities (Non-EU Fees)

University	Bachelor’s (€/year)	Master’s (€/year)	Website
KU Leuven	€835-€4,175	€835-€4,175	kuleuven.be
Ghent University	€1,092-€4,175	€1,092-€4,175	ugent.be
Université Libre de Bruxelles	€835-€4,175	€835-€4,175	ulb.be

University Colleges

Institution	Bachelor’s (€/year)	Website
Artesis Plantijn University College	€1,092-€3,000	ap.be
Thomas More University College	€1,092-€3,500	thomasmore.be

Admission Requirements– English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.0-6.5	6.5-7.0
TOEFL iBT	80-90	90-100
PTE	50-59	59-65
Duolingo	105-115	115-125

📌 French/Dutch-taught programs require language certificates

Student Visa Requirements – Belgian Immigration Rules (2025)

Admission Letter: From recognized Belgian institution
Financial Proof: €800/month (€9,600/year) in blocked account
Health Insurance: ~€100-€150/month
Visa Fee: €180 (varies by country)
Processing Time: 4-8 weeks

Work Rights for Students

During Studies

⏱ 20 hours/week during term
☀️ Full-time during holidays
💰 Minimum Wage: €11.50/hour (2025)

After Graduation

12-month job seeker visa
EU Blue Card: For jobs earning ≥€52,000/year

Scholarships & Financial Aid

Government-Funded

Scholarship	Coverage	Eligibility
VLIR-UOS	Full tuition + €1,150/month	Developing countries
ARES	€1,150/month	French-speaking students

University-Specific

University	Scholarship	Coverage
KU Leuven	Science@Leuven	€10,000/year
Ghent University	Top-up Grant	€1,000/month

Key Notes:

✔ Affordable Education: Lower fees than most Western European countries
✔ Work Flexibility: 20 hours/week during studies
✔ Post-Study Opportunities: 12-month job search period
✔ Multilingual Environment: English, French & Dutch programs

Need Help Applying?

📞 Belgian Embassy Contact: Check diplomatie.belgium.be
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(All information updated for 2025. Verify with studyinflanders.be.)

EHE CONSULTAMTS OY - GUIDELINES

Netherlands Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in the Netherlands?

World-Class Education: 13 universities in QS Top 200 (2025)
English-Taught Programs: 2,100+ BS/MS options
Work Rights: 16 hours/week during studies
Post-Study Visa: 1-year orientation year permit
EU Hub: Easy access to Germany, Belgium & France

Dutch Higher Education System

Research Universities (WO)

Degree	Duration	Key Features
Bachelor’s	3 years	Theory-focused
Master’s	1-2 years	Research-intensive

2. Universities of Applied Sciences (HBO)

Degree	Duration	Key Features
Professional Bachelor’s	4 years	Internships + practical training
Professional Master’s	1-1.5 years	Industry-specific

Top Institutions & Fees (2025)

Research Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Amsterdam	€9,000–€13,000	€11,000–€17,000	uva.nl
Delft University of Technology	€12,000–€15,000	€15,000–€20,000	tudelft.nl
Erasmus University Rotterdam	€8,000–€12,000	€10,000–€15,000	eur.nl

Universities of Applied Sciences

Institution	Bachelor’s (€/yr)	Website
Hogeschool Rotterdam	€7,500–€10,000	hr.nl
Hanze University of Applied Sciences	€6,500–€9,000	hanze.nl

Private Institutions

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Webster University Leiden	€15,000–€18,000	€17,000–€22,000	webster.nl
Nyenrode Business University	€20,000–€25,000	€22,000–€28,000	nyenrode.nl

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	6.0	6.5
TOEFL iBT	80	90
PTE	58	65
Duolingo	105	115

📌 Some programs may require higher scores (e.g., Medicine, Law).

Student Visa (MVV) Requirements – Dutch Immigration Rules (2025)

Admission Letter: From accredited Dutch institution
Financial Proof: €11,208/year (€934/month) in blocked account
Health Insurance: €100–€150/month (basic Dutch coverage)
Visa Fee: €210 (non-refundable)
Processing Time: 4–8 weeks

Work Rights

During Studies

⏱ 16 hours/week (full-time June–August)
💰 Minimum Wage: €13.27/hour (age 21+)

After Graduation

1-year orientation year permit (zoekjaar)
Highly Skilled Migrant Visa: For jobs earning ≥ €3,909/month

Scholarships & Waivers – Government-Funded

Scholarship	Coverage	Eligibility
Holland Scholarship	€5,000–€15,000	Non-EEA students
Orange Tulip Scholarship	25–100% tuition	Specific countries

University-Specific

University	Scholarship	Coverage
University of Twente	UT Scholarship	€3,000–€25,000
Leiden University	LExS	50–100% waiver

Key Takeaways

✔ Quality Education: 90% of Dutch speak English fluently
✔ Work Flexibility: 16 hrs/week + full-time summers
✔ PR Pathway: 5 years continuous residency
✔ Scholarships: 300+ options for international students

Need Help Applying?

📞 Dutch Immigration Contact: ind.nl
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with studyinholland.nl and nuffic.nl.)

EHE CONSULTANTS OY - GUIDELINES

Portugal Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Portugal?

Affordable Tuition: €1,500–€7,000/year at public universities
English-Taught Programs: 300+ BS/MS options
Work Rights: 20 hours/week during studies
Post-Study Visa: 1-year job seeker permit
Schengen Access: Travel across 26 European countries

Portuguese Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s (Licenciatura)	3 years	180 ECTS credits
Master’s (Mestrado)	1-2 years	90–120 ECTS credits

Polytechnics (Applied Sciences)

Degree	Duration	Key Features
Professional Bachelor’s	3 years	Industry-focused
Applied Master’s	1.5 years	Work placements

Top Institutions & Fees (2025)
Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Lisbon	€3,000–€5,000	€3,500–€6,000	ulisboa.pt
University of Porto	€2,500–€4,500	€3,000–€5,500	up.pt
NOVA University Lisbon	€3,500–€6,000	€4,000–€7,000	unl.pt

Polytechnics (Applied Sciences)

Institution	Bachelor’s (€/yr)	Website
Polytechnic of Porto	€1,500–€3,500	ipp.pt
Polytechnic of Leiria	€1,800–€3,800	ipleiria.pt

Private Universities

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Católica Lisbon	€7,000–€12,000	€8,000–€15,000	ucp.pt
ISCTE Lisbon	€4,500–€8,000	€5,000–€9,000	iscte-iul.pt

Admission Requirements – –nglish Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	5.5–6.0	6.0–6.5
TOEFL iBT	70–80	80–90
PTE	50–58	58–65
Duolingo	95–105	105–115

📌 *Portuguese-taught programs require B2 certification (CAPLE exam).*

Student Visa (Type D) Requirements – –ortuguese Immigration Rules (2025)

Admission Letter: From accredited Portuguese institution
Financial Proof: €705/month (€8,460/year) in blocked account
Health Insurance: Valid in Portugal (minimum €30,000 coverage)
Visa Fee: €90 (non-refundable)
Processing Time: 30–60 days

Work Rights

During Studies

⏱ 20 hours/week (full-time during holidays)
💰 Minimum Wage: €4.50/hour

After Graduation

1-year job seeker visa
EU Blue Card: For jobs earning ≥ €1,550/month

Scholarships & Waivers

Government-Funded

Scholarship	Coverage	Eligibility
Camões Scholarship	Full tuition + €850/month	Lusophone countries
Erasmus+	€500–€1,000/month	EU/non-EU students

University-Specific

University	Scholarship	Coverage
University of Porto	UP Talent	50% waiver
NOVA Lisbon	NOVA Merit	€2,000/year

Key Notes:

✔ Low Tuition: From €1,500/year at public polytechnics
✔ Work Flexibility: 20 hrs/week during studies
✔ PR Pathway: 5 years residency (study time counts 50%)
✔ Scholarships: 100+ options for international students

Need Help Applying?

📞 Portuguese Embassy Contact: portaldascomunidades.mne.gov.pt
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with studyinportugal.edu.pt and sef.pt.)

EHE CONSULTANTS OY - GUIDELINES

Poland Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Poland?

Affordable Education: €2,000–€5,000/year at public universities
English-Taught Programs: 500+ BS/MS options
Work Rights: 20 hours/week during studies
Post-Study Visa: 1-year job seeker permit
EU Membership: Schengen access & PR pathway

Polish Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3-4 years	180–240 ECTS credits
Master’s	1.5-2 years	90–120 ECTS credits

2. Universities of Applied Sciences

Degree	Duration	Key Features
Engineering Bachelor’s	3.5-4 years	Industry placements
Professional Master’s	1.5 years	Applied research focus

Top Institutions & Fees (2025)

Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Warsaw	€2,500–€4,500	€3,000–€5,000	uw.edu.pl
Warsaw University of Technology	€3,000–€4,800	€3,500–€5,500	pw.edu.pl
Jagiellonian University	€3,200–€5,000	€3,500–€6,000	uj.edu.pl

Private Universities

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Kozminski University	€6,000–€8,000	€7,000–€12,000	kozminski.edu.pl
SWPS University	€4,500–€6,500	€5,000–€8,000	swps.edu.pl

Applied Sciences Institutions

Institution	Programs Offered	Website
Poznań University of Technology	Mechatronics, IT	put.poznan.pl
Lodz University of Technology	Biotechnology, Engineering	p.lodz.pl

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	5.5–6.0	6.0–6.5
TOEFL iBT	70–80	80–90
PTE	50–58	58–65
Duolingo	95–105	105–115

📌 *Polish-taught programs require B2 certification.*

Student Visa (Type D) Requirements – Polish Immigration Rules (2025)

Admission Letter: From accredited Polish institution
Financial Proof: €7,200/year (€600/month) in blocked account
Health Insurance: Valid in Poland (€30,000 coverage)
Visa Fee: €100 (non-refundable)
Processing Time: 15–30 days

Work Rights

During Studies

⏱ 20 hours/week (full-time during holidays)
💰 Minimum Wage: €4.50/hour

After Graduation

1-year job seeker visa
EU Blue Card: For jobs earning ≥ €2,100/month

Scholarships & Waivers – Government-Funded

Scholarship	Coverage	Eligibility
Banach Scholarship	Full tuition + stipend	Developing countries
Ignacy Łukasiewicz Scholarship	50–100% waiver	STEM students

University-Specific

University	Scholarship	Coverage
University of Warsaw	UW Excellence	€2,000/year
AGH University	AGH Talent	30–50% waiver

Key Takeaways

✔ Low Tuition: From €2,000/year at public universities
✔ Work Flexibility: 20 hrs/week during studies
✔ PR Pathway: 5 years residency (study time counts)
✔ Scholarships: 200+ options for international students

Need Help Applying?

📞 Polish Embassy Contact: gov.pl
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with study.gov.pl and udsc.gov.pl.)

EHE CONSULTANTS OY - GUIDELINES

Italy Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Italy?

World-Class Education: 30+ universities in QS Top 500
Affordable Tuition: €900–€4,000/year at public universities
Work Rights: 20 hours/week during studies
Post-Study Visa: 1-year job seeker permit
Cultural Hub: UNESCO World Heritage sites & innovation centers

Italian Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s (Laurea)	3 years	180 ECTS credits
Master’s (Laurea Magistrale)	2 years	120 ECTS credits

2. Polytechnics (Applied Sciences)

Degree	Duration	Key Features
Professional Bachelor’s	3 years	Industry partnerships
Applied Master’s	1 year	Vocational training

Top Institutions & Fees (2025)

Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Bologna	€900–€4,000	€1,500–€5,000	unibo.it
Politecnico di Milano	€3,000–€4,500	€3,500–€6,000	polimi.it
Sapienza University of Rome	€1,000–€3,500	€1,500–€4,500	uniroma1.it

Polytechnics (Applied Sciences)

Institution	Bachelor’s (€/yr)	Website
Politecnico di Torino	€2,500–€4,000	polito.it
University of Padua	€1,800–€3,500	unipd.it

Private Universities

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
Bocconi University	€12,000–€15,000	€14,000–€18,000	unibocconi.it
LUISS Guido Carli	€10,000–€13,000	€12,000–€15,000	luiss.edu

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	5.5–6.0	6.0–6.5
TOEFL iBT	72–80	80–90
PTE	50–58	58–65
Duolingo	95–105	105–115

📌 *Italian-taught programs require B2 CELI/CILS certification. *

Student Visa (Type D) Requirements

Italian Immigration Rules (2025)

Admission Letter: From accredited Italian institution
Financial Proof: €6,000/year (€500/month) in blocked account
Health Insurance: €120–€200/year (minimum €30,000 coverage)
Visa Fee: €50 (non-refundable)
Processing Time: 30–90 days

Work Rights

During Studies

⏱ 20 hours/week (full-time during holidays)
💰 Minimum Wage: €7.50/hour

After Graduation

1-year job seeker visa
EU Blue Card: For jobs earning ≥ €26,000/year

Scholarships & Waivers

Government-Funded

Scholarship	Coverage	Eligibility
Italian Government Scholarships	Full tuition + €900/month	Non-EU students
EDISU Piemonte	50–100% waiver	Low-income students

University-Specific

University	Scholarship	Coverage
University of Bologna	Unibo Action 2	€11,000/year
Politecnico di Milano	Platinum Scholarship	Full tuition + €10,000

Key Notes:

✔ Low Tuition: From €900/year at public universities
✔ Work Flexibility: 20 hrs/week during studies
✔ PR Pathway: 5 years residency (study time counts 50%)
✔ Scholarships: 150+ options for international students

Need Help Applying?

📞 Italian Embassy Contact: esteri.it
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with studyinitaly.esteri.it and poliziadistato.it.)

EHE CONSULTANTS OY - GUIDELINES

Spain Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Spain?

Top-Ranked Universities: 10 institutions in QS Top 500 (2025)
Affordable Tuition: €750–€4,500/year at public universities
Work Rights: 20–30 hours/week during studies
Post-Study Visa: 1-year job seeker permit
Cultural Hub: #2 most visited country worldwide

Spanish Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s (Grado)	4 years	240 ECTS credits
Master’s (Máster)	1-2 years	60–120 ECTS credits

Universities of Applied Sciences

Degree	Duration	Key Features
Higher Vocational Training	2 years	Direct industry placement
Professional Master’s	1 year	Work-integrated learning

Top Institutions & Fees (2025) – Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Barcelona	€1,500–€3,500	€2,000–€4,500	ub.edu
Autonomous University of Madrid	€1,200–€3,000	€1,800–€4,000	uam.es
Polytechnic University of Valencia	€1,000–€2,800	€1,500–€3,800	upv.es

Private Universities

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
IE University	€18,000–€25,000	€20,000–€35,000	ie.edu
ESADE Business School	€15,000–€22,000	€18,000–€30,000	esade.edu

Applied Sciences Institutions

Institution	Programs Offered	Website
Florida Universitària	Business, Tech	floridauniversitaria.es
CEU Universities	Health Sciences	ceu.es

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	5.5–6.0	6.0–6.5
TOEFL iBT	72–80	80–90
PTE	50–58	58–65
Duolingo	95–105	105–115

📌 *Spanish-taught programs require DELE B2 certification.*

Student Visa (Type D) Requirements – Spanish Immigration Rules (2025)

Admission Letter: From accredited Spanish institution
Financial Proof: €600/month (€7,200/year) in blocked account
Health Insurance: Full coverage (€30,000 minimum)
Visa Fee: €80 (non-refundable)
Processing Time: 1–3 months

Work Rights

During Studies

⏱ 20 hours/week (30 hrs for PhD students)
💰 Minimum Wage: €7.82/hour

After Graduation

1-year job seeker visa
EU Blue Card: For jobs earning ≥ €2,100/month

Scholarships & Waivers – Government-Funded

Scholarship	Coverage	Eligibility
MAEC-AECID	Full tuition + €1,200/month	Developing countries
Erasmus+	€500–€1,000/month	EU/non-EU students

University-Specific

University	Scholarship	Coverage
University of Granada	UGR Excellence	50–100% waiver
Pompeu Fabra University	UPF Talent	€5,000/year

Key Notes:

✔ Low Tuition: From €750/year at public universities
✔ Work Flexibility: 20–30 hrs/week during studies
✔ PR Pathway: 5 years residency (50% study time counts)
✔ Scholarships: 100+ options for international students

Need Help Applying?

📞 Spanish Embassy Contact: exteriores.gob.es
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with universidad.es and extranjeros.inclusion.gob.es.)

EHE CONSULTANTS OY - GUIDELINES

Estonia Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Why Study in Estonia?

Digital Society: #1 in Europe for digital governance (EU 2025)
Affordable Fees: €1,500–€7,500/year at public universities
Work Rights: 20 hours/week during studies
Post-Study Visa: 9-month job search permit
English-Taught: 150+ BS/MS programs

Estonian Higher Education System

Universities (Academic Degrees)

Degree	Duration	Key Features
Bachelor’s	3 years	Research-focused
Master’s	2 years	90% programs in English

2. Universities of Applied Sciences

Degree	Duration	Key Features
Professional Bachelor’s	3-4 years	Internships + industry projects
Applied Master’s	1-1.5 years	For working professionals

Top Institutions & Fees (2025) – Public Universities (Non-EU Fees)

University	Bachelor’s (€/yr)	Master’s (€/yr)	Website
University of Tartu	€3,500–€6,000	€3,500–€7,500	ut.ee
Tallinn University of Tech (TalTech)	€3,000–€6,000	€3,500–€6,500	taltech.ee
Tallinn University	€2,500–€4,500	€2,500–€5,500	tlu.ee

Universities of Applied Sciences

Institution	Bachelor’s (€/yr)	Website
Estonian Entrepreneurship Univ	€3,000–€5,000	eek.ee
Tartu Health Care College	€3,200–€4,000	nooruse.ee

Admission Requirements – English Proficiency (2025)

Test	Bachelor’s	Master’s
IELTS	5.5–6.0	6.0–6.5
TOEFL iBT	72–80	80–90
PTE	51–58	58–65
Duolingo	95–105	105–115

📌 *Estonian-taught programs require B2 level certification. *

Student Visa (Type D) Requirements – Estonian Immigration Rules (2025)

Admission Letter: From accredited Estonian institution
Financial Proof: €600/month (€7,200/year) in blocked account
Health Insurance: Coverage ≥ €30,000
Visa Fee: €100 (non-refundable)
Processing Time: 15–30 days

Work Rights

During Studies

⏱ 20 hours/week (full-time during holidays)
💰 Minimum Wage: €6.50/hour

After Graduation

9-month job seeker visa
EU Blue Card: For jobs earning ≥ €2,114/month

Scholarships & Waivers

Government-Funded

Scholarship	Coverage	Eligibility
Estonian National Scholarship	Full tuition + €350/month	Top 10% applicants
DORA+	50% waiver	EU/non-EU Master’s students

University-Specific

University	Scholarship	Coverage
University of Tartu	UT Scholarship	100% waiver
TalTech	TalTech Excellence	€2,000/year

Key Notes:

✔ Low Tuition: From €1,500/year at public universities
✔ Work Flexibility: 20 hrs/week + full-time summers
✔ PR Pathway: 5 years residency (study period counts)
✔ Scholarships: 50+ options for international students

Need Help Applying?

📞 Estonian Embassy Contact: vm.ee
📧 Email: info@eheconsultantsoy.eu | ceo@eheconsultantsoy.eu
🌐 Website: www.eheconsultantsoy.fi

(Verified with estonia.ee and studyinestonia.ee.)

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NORDIC & SCHENGEN STATES

Financial requirements and work rights for international students in Finland, Sweden, Belgium, Norway, and Denmark for the 2025/2026 academic year:

Finland Study Permit Financial Requirements (2025)

Sweden Study Permit Financial Requirements (2025)

Belgium Study Permit Financial & Work Rules (2025)

Norway Study Permit Financial Requirements (2025/2026)

Denmark Study Permit Financial Requirements (2025)

Comprehensive comparison of financial requirements & work rights for international students

Finland Study Permit (2025)

Sweden Study Permit (2025)

Belgium Study Permit (2025/2026)

Norway Study Permit (2025/2026)

Denmark Study Permit (2025)

Comparision of Annual Funds

Finland Study Visa & Immigration Requirements (2025)

List of Finnish Universities & UAS (2025)

Keynotes (2025 Finland Study Visa & Fees)

Finnish Universities of Applied Sciences (UAS)

Finnish Educational System (Academic Degrees) – 2025

Finland Education System

Student Visa Requirements (2025)

Scholarships & Financial Aid

Work While Studying

Post-Study Opportunities

Scholarships (Tuition Fee Waivers & Grants) in Finland – 2025 Onwards

University Scholarships (Academic Degrees)

UAS (Universities of Applied Sciences) Scholarships

How to Apply for Scholarships?

Sweden Study & Immigration Requirements (2025): (Universities, Fees, Visas & Post-Study Opportunities)

Denmark Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Norway Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

German Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students

Belgium Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Netherlands Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Portugal Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Poland Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Italy Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Spain Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

Estonia Study & Immigration Requirements (2025): (Universities, Visas, Fees & Scholarships for BS/MS Students)

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